Welcome to MLS Solvency - Expert Debt Advice, With no hidden costs or fees.

50 Wellington Street

Glasgow, G26HJ

Mon - Thursday: 9:30am - 8pm

Friday: 10am - 4pm

Weekends: CLOSED

We are MLS

Here at MLS Solvency Ltd we know that debt is a personal issue and can be difficult to talk about to those around you, that is why our staff are discrete and professional and will work with you to find the best solution based upon your circumstances.

Personal Finance is not a one size fits all case and we will work with you to find the best way to manage your debt problems.

Are you struggling with debt?

Do you feel the weight of the world on your shoulders and unsure what to do?

Then please get in touch on 0141 380 0516 or send a private message and a member of the team will be happy to assist.

Marcel Stirling

CEO, MLS Solvency

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Our Commitments to You

We will prepare and support your arrangement while providing excellent and compassionate customer service.

We will take into account your circumstances and life style we are able to find the best solution for you that will set you on the road to clear your debt and start to rebuild your finances.

We have dedicated and specialised staff members to guide you from start to finish through the world of debt and personal finance to ensure the journey is as smooth as possible.

Our Services


An IVA (Individual Voluntary Arrangement) is an agreement whereby you pay your creditors a set amount each month that you can afford, the rest of the debt is written off.

Trust Deed

A Trust Deed is a formal agreement between you and your creditors to pay back what you can afford towards your debts.

This is an extremely powerful legal tool to help you back on the road to financial stability.

Debt Relief Order

A debt relief order is a form of bankruptcy where debts are written off within 12 months.

It stops any legal action again you, stops creditor and bailiff contact and hassle.


If your debts are particularly high and / or your income is low, you may need to think about declaring yourself bankrupt as a means of managing debt

Debt Management Plan

A Debt Management Plan (DMP) is an agreement between you and your creditors to pay all your unsecured debts.


Loans can either be secured or unsecured.

The main difference is that with a secured personal loan, you have to provide an asset as collateral.


As part of our service, we’ll review your financial situation, explain the available options and recommend a debt solution which is suitable for you.

The risks of all suitable solutions will be explained clearly and if you decide to go ahead with a debt solution we will refer you to one of our trusted providers who specialise in the management of that debt solution.

We’ll be paid for introducing you or for the preparatory work we do, depending on your debt solution fees may be payable if ongoing services are provided.

Free Money Advice is also available at the Money Advice Service